Peek Harold F Jr

303 Washington Ave
Valparaiso, FL 32580

(850) 678-1349

Website: www.haroldfpeekattorneyatlaw.com

${overallAverageRating}

[0]

Write Review

Overview Reviews Coupons/Ads Directions Blog

Personal injury attorney located in Valparaiso, FL

Dedicated to helping clients meet the justice they deserve. Specializing in personal injury and bankruptcy. We enjoy helping people get & keep that fresh start again. For a personal injury attorney or bankruptcy attorney you can trust, call now.

We are fluent in both bankruptcy procedures

Types of Bankrutpcy

The great majority of personal Bankruptcies proceed under either Chapter 7 or Chapter 13 of Title 11 of the United States Code. Under either of these types of bankruptcy proceedings, the moment your Bankruptcy Petition is filed you are given immediate debt relief and protected by the "automatic stay", which prohibits your creditors from attempting to collect their debt, including taking legal action, garnishment of wages, foreclosure or repossessions of property or eviction.

CHAPTER 13
Chapter 13 Bankruptcy, also known as "reorganization or as the "wage-earner plan", allows a person to pay off debts under an installment payment plan administered by a Court-appointed Trustee. Chapter 13 is most helpful to you if you are behind in payments on a house, a car or other property that is subject to foreclosure or repossession.
In a Chapter 13 proceeding, you submit for the Court's approval a three to five year plan and budget under which a certain repaying your creditors. Once all of these payments have been made, most of your debt will be discharged. This plan will allow you to pay off past due mortgage payments on your home at a rate you can afford. This plan also allows you to cure defaults on auto loans, taxes and to certain other debts, and can either reduce or eliminate any of your other debts, such as credit card debt, medical bills, personal loans, utility bills, etc. During this repayment period, your creditors are prohibited from starting or continuing any collection action, and any adverse actions directed against you and your property must immediately stop!
In order to qualify for Chapter 1 relief, you must have "regular income", which may be from a Salary, Commission, Rents, Pension, Alimony, Child Support, Social Security, Unemployment Compensation or Public Assistance.

CHAPTER 7
Chapter 7 Bankruptcy, also known as "Straight Bankruptcy" or "liquidation", involves a possible Court-administered sale of any of the debtor's property that is not exempt. If you are not interested in keeping your property, a Chapter 7 would enable you to eliminate any remaining balance that is incurred after the sale of your home by your mortgage company, along with any of your bills, such as credit card debt, personal loans, medical bills, or even overdue utility bills. Under this proceeding, you pay nothing to these creditors, giving you a fresh financial start.

CHAPTER 11 AND 12
Chapter 11, although commonly used in connection with business reorganizations, is available in some cases for individual debtors will large amounts of debt and in specialized circumstances Chapter 12 is similar to Chapter 13 but is reserved for "family farmers".

Proudly serving the Fort Walton Beach, FL area.

Located in Valparaiso, FL.

Products & Services

Debt consolidation, Bankruptcy Florida, personal injury Florida, attorney Niceville, debt relief Niceville, debt relief Florida, bankruptcy attorney, personal injury attorney, personal injury Niceville.

[0]

Write a Review

Be the first to review this business!

Review today and interact with local businesses in your area. Tell us your experiences and share them with others. It's easy!

Yellow Page Ads

Click an ad below to view or print it.

Harold F Peek Jr, Attorney

Harold F Peek Jr, Attorney -

Tue Dec 06 09:14:00 EST 2011

Dedicated to helping clients meet the justice they deserve.

Harold F Peek Jr, Attorney -

Thu Aug 18 12:31:00 EDT 2011

Specializing in personal injury and bankruptcy. We enjoy helping people get & keep that fresh start again.

Update-

Thu Aug 18 11:36:00 EDT 2011

If you are in need of legal services, call us, we can help!

Harold F Peek Jr, Attorney -

Wed Jun 29 09:52:00 EDT 2011

Dedicated to helping clients meet the justice they deserve. Specializing in personal injury and bankruptcy. We enjoy helping people get & keep that fresh start again.

Harold F Peek Jr, Attotney -

Thu May 12 11:37:00 EDT 2011

See us!

Tue Mar 22 14:24:00 EDT 2011

We can help you with bankruptcy or personal injury issues. Your initial consultation is free!

We look forward to your business.

Wed Jan 05 09:13:00 EST 2011

We look forward to your business.

Update

Thu Oct 07 09:14:00 EDT 2010

We’ll provide you with the quality legal representation you deserve.

Peek Harold F Jr